Practical explanations to help business owners and equipment vendors compare options and prepare for a financing conversation.
From essential purchases to substantial expansion projects, we discuss commercial equipment loans and leases within this range. Actual loan or lease amounts, repayment terms, rates and availability depend on the equipment, underwriting, documentation and funding program. This is not an offer or guarantee of financing.
Working capital supports operations, inventory and growth rather than a particular equipment asset. Explore available funding paths and important differences from equipment leasing.
Explore Working Capital →Our guides are designed to help you ask useful questions about equipment costs, terms, ownership, financial documentation and the complete transaction.
Compare purchase financing and leasing, including ownership, end-of-term obligations and payment considerations.
Read the leasing guide →Learn what business and equipment details can help move an initial financing discussion forward.
Read the financing guide →See the equipment categories, financing approaches and common questions for eight commercial sectors.
Browse industries →Factors may include creditworthiness, time in business, asset type, transaction size, term, down payment and provider-specific pricing.
Down payment requirements vary. Some eligible transactions may have different upfront cash needs depending on underwriting and asset value.
No. Consider total financing cost, fees, contract terms, insurance, service obligations and any purchase or end-of-term options.
Potentially. A vendor relationship should include customer permission, defined responsibilities and appropriate handling of information.
No. Financing availability and terms depend on review, documentation and the financing provider’s underwriting criteria.
You can describe the asset and business purpose in the initial conversation. Eligibility is determined case by case.
Tell us about the equipment or customer opportunity you're working on.