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Industry Financing · Construction

Construction & Heavy Equipment

Keep projects moving with financing for the equipment your crews depend on.

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Equipment finance that understands your business

Funding equipment with a clear purpose.

Construction businesses often need equipment before project revenue arrives. Financing can help align a purchase with anticipated utilization, the cost of ownership and the company’s working-capital needs.

Leading Edge Capital works with business owners and equipment vendors to discuss loans, leases and other potential structures. We evaluate the complete transaction—including the business and the equipment—before identifying available financing paths.

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Construction equipment in operation
Equipment we help finance

Common construction equipment categories

The exact assets eligible for financing vary by program, equipment specifications and the applicant's business profile.

  • Excavators and compact excavators
  • Wheel loaders and skid steers
  • Bulldozers and graders
  • Backhoes, trenchers and cranes
  • Pavers, rollers and site equipment
  • Attachments and specialty machinery
Flexible options

Financing approaches to consider

The structure should reflect how the equipment will be used, how long it is expected to remain productive and the cash-flow needs of the business.

01

Purchase financing

A structure designed around acquiring a machine the business expects to use over a long period.

02

Leasing alternatives

Depending on terms, leasing may provide different cash-flow and end-of-term choices.

03

Used-equipment transactions

Considerations may include hours, age, condition, valuation, seller and inspection requirements.

Prepare for the conversation

What helps us evaluate your request?

A few details about the business and equipment help make the initial conversation productive.

  • Equipment make, model, year, hours and purchase price
  • Seller quote or invoice and, for used assets, available condition information
  • Business history, recent operating results and existing obligations
  • Whether the machine is replacing equipment or supporting additional projects

Exact documentation depends on the financing provider and transaction. Please do not send Social Security numbers or sensitive banking information by ordinary email.

A straightforward process

Start with the equipment. Then discuss the options.

Our goal is to understand the asset, the company and the purpose of the financing before discussing realistic next steps.

  1. Tell us about your company and purchase.
  2. Share equipment specifics and the anticipated timeline.
  3. Review potential structures and information requirements.
  4. Move forward with an appropriate application and underwriting process.
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Frequently asked questions

Construction equipment financing FAQs

Can used excavators or loaders be financed?

Potentially. Options vary based on the equipment’s age, hours, condition, valuation and the applicant’s credit and business profile.

Can financing help with seasonal construction cash flow?

Terms may sometimes be structured with expected business cash flow in mind. Available schedules depend on the financing provider and approval.

Do I need a dealer invoice?

A written quote, bill of sale or dealer invoice is usually a helpful starting point. Other documents may be required.

Opportunity moves forward.

Tell us about the equipment or customer opportunity you're working on.

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