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Vehicle acquisition
Financing for qualifying trucks and business-use commercial vehicles.
Industry Financing · Transportation
Transportation & Commercial Fleet
Move goods, expand routes and keep your fleet productive.
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Equipment finance that understands your business
Funding equipment with a clear purpose.
Vehicle financing decisions affect cash flow, maintenance planning and fleet capacity. A thoughtful structure considers the role of each vehicle, projected miles, vehicle age and the business’s operating history.
Leading Edge Capital works with business owners and equipment vendors to discuss loans, leases and other potential structures. We evaluate the complete transaction—including the business and the equipment—before identifying available financing paths.
Discuss Your Equipment →
Equipment we help finance
Common transportation equipment categories
The exact assets eligible for financing vary by program, equipment specifications and the applicant's business profile.
- Class 6–8 commercial trucks
- Box trucks and delivery vehicles
- Trailers and refrigerated trailers
- Tow trucks and specialty work vehicles
- Vocational trucks and service bodies
- Fleet replacement and expansion units
Flexible options
Financing approaches to consider
The structure should reflect how the equipment will be used, how long it is expected to remain productive and the cash-flow needs of the business.
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Fleet expansion
Structures for operators adding capacity or replacing high-maintenance units.
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Specialty transportation
Case-by-case review for towing, refrigeration and vocational applications.
Prepare for the conversation
What helps us evaluate your request?
A few details about the business and equipment help make the initial conversation productive.
- Make, model, year, mileage and vehicle type
- Purchase price, seller details and vehicle condition
- Time in business, operating history and cash flow
- Commercial use, licenses, insurance and other deal-specific requirements
Exact documentation depends on the financing provider and transaction. Please do not send Social Security numbers or sensitive banking information by ordinary email.
A straightforward process
Start with the equipment. Then discuss the options.
Our goal is to understand the asset, the company and the purpose of the financing before discussing realistic next steps.
- Tell us about your company and purchase.
- Share equipment specifics and the anticipated timeline.
- Review potential structures and information requirements.
- Move forward with an appropriate application and underwriting process.
Frequently asked questions
Transportation equipment financing FAQs
Can I finance a used commercial truck?
Qualifying used trucks may be eligible depending on age, mileage, condition, business profile and lender parameters.
Can a business finance more than one truck?
Potentially. Multi-unit transactions are evaluated in the context of total exposure, business performance and collateral.
Is a down payment always required?
Not necessarily, but down-payment requirements vary based on credit, business history, equipment and program.
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